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Biography of West Africa Takaful Ltd. CEO, Mr Momodou Joof.

Momodou Musa Joof is simply a household name in the West African insurance industry, having worked at various levels for over 28 years and made significant contributions to its development. Prior to joining Jaiz Takaful Insurance Plc, Nigeria in 2016 as the Managing Director/Chief Executive Officer, he had been pioneer MD/Chief Executive Officer of the Takaful Gambia Ltd., which he founded as the first Takaful Company in West Africa. Momodou established the Takaful window for Phoenix Assurance of Zambia as Chief Operations Officer after he had worked for the Gambia based insurance companies including Senegambia Insurance, Gamstar and Great Alliance Insurance Company Limited, all at managerial levels between 1992 ...

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At West Africa Takaful Ltd. (Gambia), our operations are fully in accordance with the Principles and Practices of Islamic Insurance (Takaful). The system of Islamic Insurance is based on the concept of Takaful which simply means Joint guarantee. The contract of Takaful as a business venture is based on the Islamic profit-sharing principle of al-Mudaraba.

Our Takaful Insurance Products

About West Africa Takaful

Takaful Certificates

Contractor's All Risk West Africa Takaful

It's the certificate that covers contract work both permanent And temporary work including all materials to be incorporated

Marine and Cargo Takaful

This policy generally embraces matters of the sea such the insurance of imports and exports that are transported by sea n ships and air by airplanes also known as Cargo insurance

Medical & Hospitalization Takaful Scheme

This scheme seeks in return to contribution paid by the sponsors, to settle/reimburse all bills resulting from the medical attention necessitated through sickness or accident and carried out in
a Hospital or Health Institution in accordance with the rules and guidelines of the WATL Group Scheme.

The benefit of the Medical Scheme is that when local facilities available are not adequate to handle the patients’ medical condition, provisions are made available to evacuate the patient to the nearest country where such condition can be effectively managed.

Quotations are based on Group Size and Scheme Option.

Hajj & Umrah Takaful

The Hajj & Umrah Takaful covers or indemnifies the Participant in respect of illness and or
accidents that require Medical Expenses/Attention and Hospitalization as follows:-

Medical, Hospitalization, Pharmaceutical expenses, Surgical expenses US$ 15,000.00

Compensation for in-flight loss of checked-in baggage US$ 500.00/US$ 1000.00

Accidental Death US$ 2,000.00

Permanent Total Disability US$ 5,000.00

Loss of Limb US$ 2,500.00

Personal Liability, Legal Fees and Bail Bond US$ 20,000.00